Frequently Asked Questions

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Pre-qualification gives you an estimate of how much you can borrow based on self-reported information. Pre-approval involves a more thorough evaluation, including credit checks and financial verification, providing a more accurate loan amount.

Yes, we offer various loan options for individuals with different credit backgrounds. Contact us to discuss your situation and explore your options. 

The process typically takes 30 days from loan submission to closing however we can close as early as 15 days.

2 Forms of ID (Drivers License and Passport or SS card)

W2's for the last two years 

Paystubs for the last 30 days 

2 Months of bank statements 

If you are self employed we  offer bank statement loans that do not require tax returns to be filed !

Your credit score impacts the interest rate and terms of your loan. Higher scores generally qualify for better rates and terms.